Track income, expenses, debt, and net worth without the spreadsheet headaches.
Get started for freeTrack by hand in seconds, then let the dashboard, calendar, and forecast do the interpreting. All in one place.
What you own vs. what you owe.
See upcoming bills, no surprises.
Monthly limits for every category.
Avalanche or snowball, your pick.
Show only what matters most to you.
CSV, XLSX, PDF, or JSON.
BudgetSimpler projects your month from the bills and income you already track, right on the calendar. Every number traces to a record you entered. Zero setup, and it is free.
Sign up with just your email. No credit card, no catch.
Log income and expenses manually. Takes seconds per entry and builds up fast.
Watch your dashboard come to life with charts, trends, and insights about your spending.
Most budgeting apps make bank-linking mandatory. BudgetSimpler keeps you in control. Start with quick manual entry and share only what you choose.
| Budget |
YNAB | Copilot | Spread |
|
|---|---|---|---|---|
| Price | Free · Plus $7/mo | $15/mo | $13/mo | Free |
| No ads | ||||
| Visual dashboard | ||||
| Calendar view | ||||
| No bank login required | ||||
| Export your data | ||||
| Mobile friendly |
Everything you can do by hand is free. Plus adds bank sync: your bank does the typing and you approve what comes in. Export is free, so your data can leave with you at any time.
30-day money-back guarantee: if you are not satisfied, contact support within 30 days of the first charge of your subscription and we will refund that charge in full.
Cancel anytime from Settings.
Add Plus from Settings whenever you are ready.
No Google Analytics, no Mixpanel, no Hotjar. Open this page's source and look for yourself.
Read the privacy policyExport everything as CSV, Excel, PDF, or JSON, free. Leaving is allowed to be easy.
Get started free30-day money-back guarantee: if you are not satisfied, contact support within 30 days of the first charge of your subscription and we will refund that charge in full.
Read the termsFresh takes on budgeting tools, methods, and money basics, with new articles coming regularly.
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Read articleWhat actually happens when a budgeting app connects to your bank, which risks are real, which are overstated, and seven questions to ask before you link anything.
Read articleSign up free. No credit card. No bank login required. Just open the app and start.
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