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The simpler way to budget

Money that makes sense.

Track income, expenses, and debt without the spreadsheet headaches.

Get started for free
Features

Everything you need, nothing you don't.

Powerful tools for income, expenses, debt, budgets, and recurring bills. All in one place.

Visual Dashboard

See balance, income, expenses, and savings at a glance with a live trend chart.

Income Tracking

Log every income source — salary, freelance, side hustles. Filter by month.

Expense Tracking

Categorize every expense and see exactly where your money goes.

Calendar View

Every transaction on a visual calendar. Click any day for full detail.

Search & Filter

Find any transaction instantly. Filter by type, category, date, or amount.

CSV Export

Download your transaction history as a spreadsheet anytime.

How it works

Up and running, in under a minute.

1

Create a free account

Sign up with just your email. No credit card, no subscription, no catch.

2

Add your transactions

Log income and expenses manually. Takes seconds per entry and builds up fast.

3

Understand your money

Watch your dashboard come to life with charts, trends, and insights about your spending.

Compare

What sets us apart.

Bank-sync apps feel convenient until you're handing login credentials to a third party. BudgetSimpler keeps you in control — you enter what matters, nothing else.

BudgetSimpler
YNAB
Copilot
Spreadsheet
Price
Free
$15/mo
$13/mo
Free
No ads
Visual dashboard
Calendar view
No bank login required
CSV export
Mobile friendly
Blog

Latest from the blog.

Fresh takes on budgeting tools, methods, and money basics — new articles coming regularly.

Ready when you are

Start budgeting in under a minute.

Sign up free. No credit card. No bank login. Just open the app and start.

Get started for free
100% free No credit card 30-second setup